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Money Market Accounts and Certificates of Deposit

Ask Noven CreditUnion about current money market account and certificate of deposit availability, rates, minimums, access limits, fees, and terms.

What to consider

Rates and conditions can change. Review the current account disclosures and any early withdrawal terms before opening an account.

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Request current product information and disclosures before relying on a feature or applying.

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A practical checklist

Compare access with the time you can leave funds invested

Money market accounts and certificates of deposit can have different access and maturity terms. Compare the current disclosures with your savings goal, the time horizon, and the possibility that you may need the funds earlier than expected.

What to review

  • Review minimum deposits, balance rules, withdrawal access, maturity dates, and renewal terms.
  • Ask how the current rate is set and whether it can change during the account term.
  • Understand any early withdrawal charge or other condition before placing funds in a time-based account.

Questions to ask

  • When can I access the funds without an early withdrawal charge?
  • Will the account renew automatically, and how can I change that instruction?
  • Which written rate and fee disclosures apply on the day I open the account?

Product availability, eligibility, rates, fees, and other terms are governed by current Noven CreditUnion disclosures and the applicable agreement. Contact Noven CreditUnion for details before making a decision.