Understand the full cost and flow of card acceptance
When evaluating merchant services, consider how customers pay, how transactions settle, what reporting is available, and which party provides the technology. Review all provider agreements and fees before making a change.
What to review
Estimate transaction volume, average ticket size, channels, and refund activity.
Ask about processing fees, equipment or software costs, settlement timing, and support responsibilities.
Confirm who handles disputes, chargebacks, data security, and service interruptions.
Questions to ask
Which provider supplies each part of the service?
How are transaction and monthly charges calculated?
What happens to settlement and support if a transaction is disputed?
Product availability, eligibility, rates, fees, and other terms are governed by current Noven CreditUnion disclosures and the applicable agreement. Contact Noven CreditUnion for details before making a decision.